One agent. Many carriers. Coverage that fits you.
We don't work for one insurance company — we work for you. We compare plans from multiple insurance companies side by side to help you find coverage that fits your needs and budget, then stay with you for every renewal and claim. Health, Medicare, life, home and auto, all in one place.
Sample auto comparison
Same coverage, different carriersHealth coverage and more, for every stage of life
From individual and family health plans to Medicare and employee benefits, plus life, home and auto, all from one independent agent.
Individual Health (Under 65)
ACA marketplace plans and non-ACA options for individuals and families, with help comparing costs, networks and benefits. You can also enroll directly at HealthCare.gov or your state's Marketplace.
Medicare
A specialty of ours. We help you understand your Medicare options and choose a plan that fits your doctors, prescriptions and budget.
Group Health
Employee health benefits for small, medium and large businesses, designed around your team and your budget.
Short-Term Health
Temporary medical coverage for gaps between jobs, before other coverage starts, or while you wait for open enrollment.
Hospital Indemnity
Cash benefits paid to you for hospital stays, to help with deductibles and costs your health plan doesn't cover.
Disability
Income protection that replaces part of your paycheck if illness or injury keeps you from working.
Life
Term and permanent life insurance to protect the people who depend on you.
Home
Homeowners, condo and renters policies with the right replacement value.
Auto
Cars, trucks, motorcycles and RVs, with bundles and safe-driver discounts.
Medicare disclaimer
We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Prime Insurance & Financial Services is an independent insurance agency and is not connected with or endorsed by the U.S. government or the federal Medicare program.
ACA / Marketplace plans
We are licensed agents who can help you enroll in Marketplace plans. We are not HealthCare.gov, the Health Insurance Marketplace, or the Centers for Medicare & Medicaid Services (CMS), and we are not a government agency. You can also apply and enroll on your own at HealthCare.gov or your state's Marketplace website. Eligibility for premium tax credits and cost-sharing reductions is determined by the Marketplace.
Non-ACA, short-term & supplemental plans
Non-ACA plans, short-term health plans and hospital indemnity plans are not comprehensive health insurance and do not have to comply with Affordable Care Act requirements. They are not “minimum essential coverage,” may not cover pre-existing conditions, may exclude benefits such as maternity care, prescription drugs, mental health and preventive care, and may have dollar limits on benefits. Hospital indemnity plans pay fixed cash amounts and are not a substitute for health insurance. Review the plan documents carefully before you enroll.
An advocate on your side, not a salesperson for one company
More choice
We work with multiple carriers, so you can compare options instead of a single company's price.
Honest advice
Our job is fitting the coverage to you. If a policy isn't right for you, we'll say so.
We re-shop for you
When rates rise at renewal, we check the market again so you don't have to.
Claims support
When something goes wrong, call us. We'll guide you and push for a fair outcome.
| Prime | Captive agent | |
|---|---|---|
| Carriers to choose from | Many | 1 |
| Re-shops at renewal | Yes | No |
| Works for | You | The insurer |
| Health, Medicare, life, home & auto in one place | Yes | Sometimes |
| Claims advocacy | Yes | Limited |
Better coverage in three easy steps
Tell us about you
Fill out a short form or give us a call. It takes about five minutes.
We shop the market
We compare plans from the carriers we work with and lay out your options side by side.
Choose and relax
Pick the policy you like. We handle the paperwork and stay with you after.
State licenses
We can help you in any of the states below. License numbers are listed for your reference.
National Producer Number (NPN): 21453085
- Arizona21453085
- California4513876
- Colorado897941
- Connecticut21453085
- FloridaG206619
- Georgia3797071
- Idaho21453085
- Illinois21453085
- Indiana4232189
- Kansas21453085
- KentuckyDOI-1437917
- Louisiana1250236
- MainePRN535084
- Maryland3003583817
- Massachusetts21453085
- Michigan21453085
- Minnesota41014362
- Missouri3004284458
- Nevada4116074
- New Jersey3003694581
- New YorkP&C PC-1918799 · L&H LA-1918799
- North Carolina21453085
- Ohio1653050
- Oregon21453085
- Pennsylvania1252074
- South Carolina21453085
- Tennessee3003591668
- Texas3316639
- Utah1075195
- Virginia1502166
- Washington1301715
Let's find coverage that fits you
Send us a few details and a licensed agent will reach out to set up a time to talk.
- No cost, no pressure
- Side-by-side carrier comparison
- Health, Medicare, group, life, home and auto
Prefer to talk? Pick a time that works for you:
📅 Schedule a 30-min CallOr call (321) 872-7877 · Follow us on Facebook · Instagram